Liz and Lincoln Blog

I’ll give you a proven step that will make you qualify for a huge discount or attract a more affordable California car insurance quote: You’re definitely spending too much if you’ve got collision and comprehensive coverage types for an old car that’s not a classic. This is because you’re reimbursed based on what is referred to the Kelly Blue Book value of your car as at when you file a claim. So even if you’ve paid your premiums without default for years but the Kelly Blue Book value says your vehicle is worth nothing, you’ll get a dime from your insurance company and they will be fully on the good side of the law.

So, stop wasting your money. The moment a car becomes old, leave out collision and comprehensive coverage types on it. This simple step will cut down your costs and not put you at risk at the same time.